Introduction
One of the most common questions homeowners ask is: “Does insurance cover my water damage?” The answer often depends on how the damage occurred.
What’s Usually Covered
Sudden and accidental damage (burst pipes, appliance failures)
Storm-related damage (if included in your policy)
Common Exclusions
Gradual damage (long-term leaks)
Neglect or poor maintenance
Flooding (requires separate flood insurance)
How to Maximize Your Claim
Document everything with photos and videos
Save receipts for temporary repairs
Work with a restoration company that knows how to negotiate with adjusters
Why Partner with Rigid Restoration
Our team not only repairs your home but also advocates for you in the claims process, ensuring you don’t leave money on the table.
Need help with your water damage insurance claim in California? Call (760) 500-1818 today—let us fight for your fair settlement.